Robust Retirement Planning
For the vast majority of people, income in retirement will depend on the value of the pension fund they have accrued. When approaching retirement, one of the most important decisions you need to make is “what is the best pension option for me?” Should I opt for an Open Market Option, a single or a joint life pension, an increasing pension or maybe drawdown?
What many people do not know is that some insurance companies can offer a better income (annuity) than others and that clients are almost always free to move their pension fund from one company to another in order to get the best deal.
What’s more, those with larger funds can decide not to buy an annuity at all but can draw an income directly from their fund, thereby leaving the capital intact for the benefit of their dependents after death.
Retirement planning
At david winter Independent Financial Advisers Ltd, we are able to explain all the options which might be available to you and help you to make an informed decision about your income provision in retirement.
Created using it'seeze website design
