Passionate About Pensions
Research in 2005 by the Association of British Insurers indicated that more than 60% of people in this country are not confident that they will have enough money to live comfortably in retirement. Most of us realise that the state can no longer be relied upon to keep us in our old age, especially since on average, males retiring at 65 can expect to live to 82 whilst females can expect to live to 86. (Source: Office for National Statistics and Government Actuary’s Dept).
Pensions are one of the most tax efficient and effective ways to save for your retirement although the rules are subject to complex legislation and working out which type of pension is best for you can often be difficult.
At david winter Independent Financial Advisers Ltd, we believe that pensions should form an important part of everybody’s financial planning and we are able to offer a full analysis of your pension requirements, which will include any existing pension arrangements, whether current or frozen.
Pensions advice
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